Personal Insurance Quotes that You Can Trust

Excel Insurance Group makes me feel like a VIP every time – whether its when I need to modify my insurance or when they help me through a claim. I love these people!

Amy, Personal Insurance Client

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Car Insurance

Vehicle insurance, sometimes referred to as car insurance or motor insurance, is insurance purchased for cars, trucks, motorcycles, and other road vehicles. Generally speaking, car insurance protects you financially against physical damages to the vehicles involved in an accident or collision, as well as any bodily injury, resulting from such an event. It also insures you for liability situations that could arise if you are responsible for the physical damages or injuries to another person and their automobile or property.

Car insurance also insures against theft, vandalism and other miscellaneous losses that can occur – but only if insurance is purchased.

Find out what Excel Insurance Group can do for your car insurance coverage.

Get a personalized car insurance quote here >

Business Use Auto Insurance

Business Use Auto Insurance is a situational type of insurance that can be applied to persons operating specific types of businesses AND where they use their personal car as part of their regular work routine or in order to do their job. A real estate agent is an example of the type of individual and business where this might be applicable.

This type of auto insurance is not available or required by all businesses. You should discuss your business and how you use your car with your Excel Insurance broker in order to determine if this type of insurance is for you.

Discover what Excel Insurance Group can do for your auto insurance coverage if/when you use your car when doing business.

Get a personalized business-use car insurance quote here >

Antique / Classic Car Insurance

Antique and classic car Insurance is specifically designed to insure antique, classic, special interest and modified/street rod vehicles.

Generally speaking, classic / antique car insurance protects your treasured vehicle against physical damages to the vehicles involved in an accident or collision, as well as any bodily injury, resulting from such an event. It also insures you for liability situations that could arise if you are responsible for the physical damages or injuries to another person and their automobile or property.

Car insurance of this nature also insures against theft, vandalism and other miscellaneous losses that can occur – but only if insurance is purchased.

Learn what Excel Insurance Group can do for your antique and classic car insurance coverage.

Get a personalized antique & classic car insurance quote here >

Glass / Windshield Insurance

Glass (or ‘windshield’) insurance is a type of insurance that helps vehicle owners limit their exposure to the cost of repairing or replacing a chipped and cracked windshield, window or sunroof. This type of insurance is typically offered where the roads are sanded during winter months, instead of salted. With sand, larger pieces of rocks and gravel can be left on the ground and these pieces often can be ‘spit’ out from under vehicle tires and right to your windshield.

When your vehicle’s glass is hit, chips can be caused and these chips can turn into nasty cracks, mostly due to quick and intense temperature changes. When you look to replace or repair the glass, you’ll find that its often quite expensive and if you try to put that cost on your regular auto insurance, it can quickly increase your premiums. Because of this, glass coverage can be offered separately from your regular vehicle insurance so that if you have to make a claim once or even twice a year, the claims frequency won’t affect your premiums. Finally, maintaining separate glass coverage means we can probably keep the deductibles low too!

Understand what Excel Insurance Group can do for your glass and windshield insurance coverage.

Get a personalized glass and windshield insurance quote here >

Motorcycle Insurance

Motorcycle insurance, similar to general vehicle insurance, is insurance purchased for motorcycles. Generally speaking, motorcycle insurance protects you financially against physical damages to the vehicles involved in an accident or collision, as well as any bodily injury, resulting from such an event. It also insures you for liability situations that could arise if you are responsible for the physical damages or injuries to another person and their automobile or property.

Motorcycle insurance also insures against theft, vandalism and other miscellaneous losses that can occur – but only if insurance is purchased.

Get to know what Excel Insurance Group can do for your motorcycle insurance coverage.

Get a personalized motorcycle insurance quote here >

Home Insurance

Home insurance is a type of property insurance that is used to protect a person’s home against damages to the house itself or, even more, to the possessions in the home. Home insurance also provides liability coverage against accidents in the home or on the property.

Get to know what Excel Insurance Group can do for your home insurance coverage.

Get a personalized home insurance quote here >

Condo Insurance

Condo insurance is a type of property insurance that is used to protect a person’s home – and in this case your condo – against damages to the unit itself or, even more, to the possessions in the home. Condo insurance also provides liability coverage against accidents in the unit or on the property, and is particularly important because of your liability with respect to multiple units and their cost to rebuild or restore in the event you cause an event that destroys units or parts of the building that aren’t yours or are common areas.

Learn what Excel Insurance Group can do for your condo insurance coverage.

Get a personalized condo insurance quote here >

Tenant Insurance

Tenant’s insurance (or ‘Renter’s Insurance’), is a form of home & property insurance that provides coverage for a policy holder’s belongings and liability within a rental property.

Discover what Excel Insurance Group can do for your renter’s insurance coverage.

Get a personalized tenant insurance quote here >

Rented Dwellings Insurance (Landlord)

Landlord’s rented dwelling insurance insures your property against many common types of damage and protect you against personal liability claims. When you own a home or condo or unit that you rent for residential purposes, your rental dwelling insurance may include cover for damage or loss from specified perils like fire, hail, theft and vandalism. You may also look to cover the belongings that your tenants use in the space you rent to the.

Some policies can include replacement cost of the unit/building, liability claims, as well as lost rental income in the case where you are no longer able to keep the tenants after a peril.

Understand what Excel Insurance Group can do for your rented dwellings insurance coverage.

Get a personalized landlord insurance quote here >

Seasonal Home Insurance (Cabins etc.)

Seasonal home insurance is a type of property insurance that is used to protect a person’s cabin, cottage or chalet against damages to the property itself or, even more, to the possessions in the home. This type of home insurance also provides liability coverage against accidents in the home or on the property.

Find out what Excel Insurance Group can do for your seasonal home insurance coverage.

Get a personalized cabin insurance quote here >

Mortgage Insurance (Life)

To start, the mortgage insurance your lender will try and sell you may not be the ideal solution. Insurance should be designed to support your loved ones. However, unless you consider your bank a “loved one,” you might want to consider another option.

An individually-owned term insurance plan, like Manulife’s Family Term, offers you better guarantees and greater choice of coverage options, regardless of your mortgage balance.

Best of all, you can designate your loved ones as beneficiaries under the policy. This means the insurance benefits go directly to them upon your death, and they decide how best to use the money.

Get a personalized mortgage insurance quote right here >

ATV & Quad Insurance

Dirt bike, ATV & Quad insurance covers these types of motorized vehicles in case of loss, damage, or collision. It also includes liability insurance in case you’re financially responsible for damages to another person, their vehicle, or property.

Discover what Excel Insurance Group can do for your ATV & Quad insurance coverage.

Get a personalized off-road vehicle insurance quote here >

Boat Insurance

Marine insurance, sometimes called boat or yacht insurance, covers the loss or damage of ships, cargo, terminals, and any transport or cargo by which property is transferred, acquired, or held between the points of origin and final destination. This type of insurance policy provides indemnity liability coverage on pleasure boats, as well as liability for bodily injury or damage to the property of others and damage to personal property on the boat.

Get to know what Excel Insurance Group can do for your boat insurance coverage.

Get a personalized boat & marine insurance quote here >

Motorcycle Insurance

Motorcycle insurance also insures against theft, vandalism and other miscellaneous losses that can occur – but only if insurance is purchased.

Find out what Excel Insurance Group can do for your motorcycle insurance coverage.

Get a personalized motorcycle insurance quote here >

RV Insurance (Motorhome, Trailer etc.)

RV insurance covers your travel trailer, motorhome, camper unit, tent trailer, or fifth wheel in case of loss, damage, or collision. It also includes liability insurance in case you’re financially responsible for damages to another person, their vehicle, or property.

Understand what Excel Insurance Group can do for your RV insurance coverage.

Get a personalized RV insurance quote here >

Snowmobile Insurance

Snowmobile insurance covers these types of motorized vehicles in case of loss, damage, or collision. It also includes liability insurance in case you’re financially responsible for damages to another person, their vehicle, or property. In some cases, your snowmobile insurance coverage can be added to your existing auto insurance policy.

Learn what Excel Insurance Group can do for your snowmobile insurance coverage.

Get a personalized snowmobile insurance quote here >

I love how Excel Insurance Group has access to all of the major insurance companies. They consistently deliver me excellent coverage AND competitive rates.

Mark, Personal Insurance Client

With one call to my broker, all of my different insurance policies are handled. My home and auto insurance is just as good as the insurance for our cottage and boat.

Janine, Personal Insurance Client

Excel has pretty much redefined what it means to have quality service from an insurance company.

Ray, Personal Insurance Client

Selection | Security | Satisfaction

Personal insurance when you need it, how you want it, wherever you are

I’m not a number and I want personalized service! Personal insurance with Excel Insurance Group means customized rates, quotes and coverages.

Insurance companies tend to treat their customers like they aren’t people. Customers are typically grouped into buckets where coverage is simply applied to individuals that fit a particular group. Excel Insurance group views this as a deficiency to service standards. We outperform others in the market because we know you deserve better.

Excel Insurance Group gets you fast, personalized insurance quotes based on your particular situation.

Personal insurance doesn’t need to be complicated, rather, it needs to be understood. With us, access important documents in the event of a claim or keep personal insurance information at the tip of your figures, 24/7 on demand.

Stop your insurance hassles.

Obtain the best personal insurance quotes through Excel. We do the hard work and source you the best rates from the top 10 insurance companies. This helps you to make informed decisions about your insurance cover and ensures that you are comfortable with your decisions.

Find Clarity Without the Hassle

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More About Personal Insurance

For your own protection and to cover your own liability or civil responsibilities, personal insurance is a thing you need to carry.

What is personal insurance? Why is it important?

Insurance can generally be described as a guarantee of compensation for a named loss, damage, injury or death. In exchange for a premium (or fee), a company or agency agrees to guarantee you compensation for a specified loss, damage, illness or death in the case that it eventually occurs. In other words, in advance of some kind of named peril, you can take out an insurance policy that will pay for all or a portion of damages that arrive from accident or loss.

Insurance helps ensure you and your family are protected, as well as other people that might be in your home or in your car at the time of an accident or event causing a loss or damage. It can cover medical care and required therapy too. Even more, insurance is important because it helps to protect your financial interest (and/or the financial interest of any lenders in the event of a total loss).

Another key element to your holding personal insurance lies in enabling protection in the event that you accidentally, or through negligence, cause injury to another person or damage to their or your property.

In the event of a total loss or injury, insurance helps you to rebuild your life and put things back to the way they were just before the named peril or event that cause loss occurred.

Can I avoid insurance?

The short answer is no. Insurance is an important requirement for anyone owning and operating a motor vehicle. It is almost always required by lenders (financial institutions) when a loan has been given to you for your purchase of property – this might be either for a house or car though it typically extends to any type of physical property you acquire.